{"id":11370,"date":"2024-03-14T15:19:29","date_gmt":"2024-03-14T15:19:29","guid":{"rendered":"https:\/\/commpart.com\/renovo\/?page_id=11370"},"modified":"2025-10-16T17:55:26","modified_gmt":"2025-10-16T22:55:26","slug":"medical","status":"publish","type":"page","link":"https:\/\/commpart.com\/renovo\/medical\/","title":{"rendered":"Medical"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"11370\" class=\"elementor elementor-11370\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4d5812ec e-con-full e-flex e-con e-parent\" data-id=\"4d5812ec\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b3684b4 elementor-widget elementor-widget-heading\" data-id=\"4b3684b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Medical<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-571edad9 e-flex e-con-boxed e-con e-parent\" data-id=\"571edad9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6572ddc e-con-full e-flex e-con e-child\" data-id=\"6572ddc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-75e99a5c elementor-widget elementor-widget-text-editor\" data-id=\"75e99a5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1>Compare Your Medical Plans<\/h1>\n<p>We\u2019re excited to offer Medical plans that provide you and your family with the care you need at a price that fits your budget. You have the option of selecting from a Health Savings Account (HSA) Plan, a Preferred Provider Organization (PPO) Plan, or a Health Maintenance Organization (HMO) Plan.<\/p>\n<p>Questions about your Medical plans? Call a Quantum Health Coordinator at <strong>866-920-1980<\/strong>.<\/p>\n<p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9207ef7 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"9207ef7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.youtube.com\/watch?v=zetNqT-x2JI\" target=\"_blank\" rel=\"nofollow\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Watch this video to learn about your medical options.<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-beac8c3 elementor-widget elementor-widget-n-accordion\" data-id=\"beac8c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1990\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1990\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> 2025 HSA &amp; PPO Plans <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1990\" class=\"elementor-element elementor-element-a2575bb e-con-full e-flex e-con e-child\" data-id=\"a2575bb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0275a0d elementor-widget elementor-widget-text-editor\" data-id=\"0275a0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>HDHPs<\/strong> offer coverage for both in-network and out-of-network providers. You\u2019ll need to meet a higher deductible before your plan kicks in, but you may qualify for a <a href=\"https:\/\/commpart.com\/renovo\/health-savings-account\/\">Health Savings Account<\/a>, your trusty tool for paying certain medical expenses tax-free.<\/p>\n<p><strong>Note:<\/strong>\u00a0If you are a 3508 Sales Representative, you are eligible to enroll in either HSA Medical plan. However, due to IRS regulations, you do not qualify to open the pre-tax Health Savings Account associated with this plan.\u00a0<\/p>\n<p>Flexibility is key with <strong>PPO<\/strong> plans. You can choose between in-network or out-of-network providers for each visit, but you\u2019ll save more by sticking to the in-network doctors.<\/p>\n<table>\n<thead>\n<tr class=\"RateTable\">\n<th class=\"THCellLFT\" rowspan=\"3\"><strong>Plan Features<\/strong><\/th>\n<th class=\"THCellInsd\" colspan=\"4\"><strong>UMR\/UHC Choice Plus Network<\/strong><\/th>\n<\/tr>\n<tr class=\"RateTable\">\n<th class=\"THCellInsd2\">PPO Choice Plus Low<\/th>\n<th class=\"THCellInsd2\">PPO Choice Plus High<\/th>\n<th class=\"THCellInsd2\">HSA Choice Plus Low<\/th>\n<th class=\"THCellInsd2\">HSA Choice Plus High<\/th>\n<\/tr>\n<tr class=\"RateTable\">\n<th class=\"THCellInsd3\">In-Network<\/th>\n<th class=\"THCellInsd3\">In-Network<\/th>\n<th class=\"THCellInsd3\">In-Network<\/th>\n<th class=\"THCellInsd3\">In-Network<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Annual Deductible*<\/strong><br \/>Individual\/Family<\/td>\n<td>$750 \/ $1,500<\/td>\n<td>$2,000 \/ $4,000<\/td>\n<td>$2,000 \/ $4,000<\/td>\n<td>$5,000 \/ $10,000<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Annual Out-of-Pocket Maximum*<\/strong><br \/>Individual\/Family<\/td>\n<td>$3,000 \/ $6,000<\/td>\n<td>$5,000 \/ $10,000<\/td>\n<td>$3,500 \/ $7,000<\/td>\n<td>$5,000 \/ $10,000<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Renovo Annual HSA Contribution<\/strong><br \/>Individual\/Family<\/td>\n<td>N\/A<\/td>\n<td>N\/A<\/td>\n<td>$500 \/ $1,000<\/td>\n<td>N\/A<\/td>\n<\/tr>\n<tr class=\"rowB\">\n<td class=\"cellColOne\">\u00a0<\/td>\n<td>You pay:<\/td>\n<td>You pay:<\/td>\n<td>You pay:<\/td>\n<td>You pay:<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Preventive Care<\/strong><\/td>\n<td>Covered in full<\/td>\n<td>Covered in full<\/td>\n<td>Covered in full<\/td>\n<td>Covered in full<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Telemedicine<\/strong><\/td>\n<td>$40<\/td>\n<td>$65<\/td>\n<td>20% after deductible<\/td>\n<td>0% after deductible<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Primary Care: <br \/>First Stop Health (Virtual)<\/strong><\/td>\n<td>Covered in full<\/td>\n<td>Covered in full<\/td>\n<td>Covered in full<\/td>\n<td>Covered in full<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Primary Care: <br \/>UHC Tier 1<\/strong><\/td>\n<td>$25<\/td>\n<td>$50<\/td>\n<td>20% after deductible<\/td>\n<td>0% after deductible<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Primary Care: <br \/>UHC Tier 2<\/strong><\/td>\n<td>$75<\/td>\n<td>$100<\/td>\n<td>40% after deductible<\/td>\n<td>30% after deductible<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Specialist:<\/strong> <br \/><strong>First Stop Health (Virtual)<\/strong><\/td>\n<td>$0<\/td>\n<td>$0<\/td>\n<td>Covered in full<\/td>\n<td>Covered in full<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Specialist: <br \/>UHC Tier 1<\/strong><\/td>\n<td>$40<\/td>\n<td>$65<\/td>\n<td>20% after deductible<\/td>\n<td>0% after deductible<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Specialist: <br \/>UHC Tier 2<\/strong><\/td>\n<td>$80<\/td>\n<td>$120<\/td>\n<td>40% after deductible<\/td>\n<td>30% after deductible<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Lab &amp; X-ray<\/strong><\/td>\n<td>20% after deductible<\/td>\n<td>30% after deductible<\/td>\n<td>20% after deductible<\/td>\n<td>0% after deductible<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Urgent Care: <br \/>First Stop Health (Virtual)<\/strong><\/td>\n<td>$0<\/td>\n<td>$0<\/td>\n<td>Covered in full<\/td>\n<td>Covered in full<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Urgent Care<\/strong><\/td>\n<td>$75, then 20% after deductible<\/td>\n<td>$150, then 20% after deductible<\/td>\n<td>20% after deductible<\/td>\n<td>0% after deductible<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Emergency Room<\/strong><\/td>\n<td>$150<\/td>\n<td>$150<\/td>\n<td>20% after deductible<\/td>\n<td>0% after deductible<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Outpatient Hospital<\/strong><\/td>\n<td>20% after deductible<\/td>\n<td>30% after deductible<\/td>\n<td>20% after deductible<\/td>\n<td>0% after deductible<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Inpatient Hospital <\/strong><\/td>\n<td>20% after deductible<\/td>\n<td>30% after deductible<\/td>\n<td>20% after deductible<\/td>\n<td>0% after deductible<\/td>\n<\/tr>\n<tr class=\"rowB\">\n<td class=\"cellColOne\" colspan=\"5\"><strong>Retail Prescription Drugs <\/strong>(30-day supply)<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Generic<\/strong><\/td>\n<td>$10<\/td>\n<td>$15<\/td>\n<td>20% up to $250<\/td>\n<td>0% after deductible<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Preferred Brand<\/strong><\/td>\n<td>$35<\/td>\n<td>$50<\/td>\n<td>20% up to $250<\/td>\n<td>0% after deductible<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Non-Preferred Brand<\/strong><\/td>\n<td>$65<\/td>\n<td>$100<\/td>\n<td>20% up to $250<\/td>\n<td>0% after deductible<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Specialty**<\/strong><\/td>\n<td>20% up to $250<\/td>\n<td>20% up to $250<\/td>\n<td>20% up to $250<\/td>\n<td>0% after deductible<\/td>\n<\/tr>\n<tr class=\"rowB\">\n<td class=\"cellColOne\" colspan=\"5\"><strong>Mail Order Prescription Drugs <\/strong>(90-day supply)<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Generic<\/strong><\/td>\n<td>$20<\/td>\n<td>$30<\/td>\n<td>20% after deductible, up to $250<\/td>\n<td>0% after deductible<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Preferred Brand<\/strong><\/td>\n<td>$70<\/td>\n<td>$100<\/td>\n<td>20% after deductible, up to $250<\/td>\n<td>0% after deductible<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Non-Preferred Brand<\/strong><\/td>\n<td>$130<\/td>\n<td>$200<\/td>\n<td>20% after deductible, up to $250<\/td>\n<td>0% after deductible<\/td>\n<\/tr>\n<tr class=\"border_bottom\">\n<td class=\"cellColOne\"><strong>Specialty**<\/strong><\/td>\n<td>20% up to $250<\/td>\n<td>20% up to $250<\/td>\n<td>20% after deductible, up to $250<\/td>\n<td>0% after deductible<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p class=\"disclaimer\">*The annual deductible for the HSA Choice Low plan is a true family deductible, which means a family can meet the deductible by pooling together expenses (there is no limit to the amount one member can pay toward the family deductible), all other accumulators are embedded. An embedded deductible has a limit that one person can contribute before they meet their individual deductible. This also counts towards the family deductible, meaning the family deductible will kick in after the combination of individual deductibles adds up to the family deductible.<br \/>**Must be filled through Script Care specialty pharmacy.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1991\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1991\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> 2025 HMO Plans (CA Only) <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1991\" class=\"elementor-element elementor-element-735f162 e-con-full e-flex e-con e-child\" data-id=\"735f162\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-064c6bc elementor-widget elementor-widget-text-editor\" data-id=\"064c6bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The HMO plans provide you with an all-in-one health team. They cover Choice Plus in-network providers only, with a primary care physician coordinating your care and referrals. You\u2019ll pay copays at the time of service, ensuring you get the care you need at budget-friendly costs. These plans are exclusively available in California.<\/p>\n<table>\n<thead>\n<tr class=\"RateTable\">\n<th class=\"THCellLFT\" rowspan=\"4\" width=\"20%\"><strong>Plan Features<\/strong><\/th>\n<\/tr>\n<tr class=\"RateTable\">\n<th class=\"THCellInsd\">Alliance HMO <strong>(California)<\/strong><\/th>\n<th class=\"THCellInsd\">Harmony HMO <strong>(California)<\/strong><\/th>\n<\/tr>\n<tr class=\"RateTable\">\n<th class=\"THCellInsd2\">Choice Plus Network<\/th>\n<th class=\"THCellInsd2\">Choice Plus Network<\/th>\n<\/tr>\n<tr class=\"RateTable\">\n<th class=\"THCellInsd3\">In-Network Only<\/th>\n<th class=\"THCellInsd3\">In-Network Only<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Annual Deductible*<\/strong> Individual\/Family<\/td>\n<td>$500 \/ $1,000<\/td>\n<td>$500 \/ $1,000<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Annual Out-of-Pocket Maximum*<\/strong> Individual\/Family<\/td>\n<td>$3,500 \/ $7,000<\/td>\n<td>$3,500 \/ $7,000<\/td>\n<\/tr>\n\n<tr class=\"rowB\">\n<td class=\"cellColOne\">\u00a0<\/td>\n<td>You pay:<\/td>\n<td>You pay:<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Preventive Care<\/strong><\/td>\n<td>Covered in full<\/td>\n<td>Covered in full<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Telemedicine<\/strong><\/td>\n<td>$0<\/td>\n<td>$0<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Primary Care <\/strong><\/td>\n<td>$20<\/td>\n<td>$20<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Specialist<\/strong><\/td>\n<td>$40<\/td>\n<td>$40<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Lab &amp; X-ray<\/strong><\/td>\n<td>$20<\/td>\n<td>$20<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Urgent Care<\/strong><\/td>\n<td>$20<\/td>\n<td>$20<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Emergency Room<\/strong><\/td>\n<td>$300<\/td>\n<td>$300<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Outpatient Hospital<\/strong><\/td>\n<td>Covered in full, deductible waived<\/td>\n<td>Covered in full, deductible waived<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Inpatient Hospital <\/strong><\/td>\n<td>30% after deductible<\/td>\n<td>30% after deductible<\/td>\n<\/tr>\n<tr class=\"rowB\">\n<td class=\"cellColOne\" colspan=\"3\"><strong>Retail Prescription Drugs <\/strong>(30-day supply)<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Generic<\/strong><\/td>\n<td>$10<\/td>\n<td>$10<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Preferred Brand<\/strong><\/td>\n<td>$50<\/td>\n<td>$50<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Non-Preferred Brand<\/strong><\/td>\n<td>$100<\/td>\n<td>$100<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Specialty**<\/strong><\/td>\n<td>Up to $250<\/td>\n<td>Up to $250<\/td>\n<\/tr>\n<tr class=\"rowB\">\n<td class=\"cellColOne\" colspan=\"3\"><strong>Mail Order Prescription Drugs <\/strong>(90-day supply)<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Generic<\/strong><\/td>\n<td>$25<\/td>\n<td>$25<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Preferred Brand<\/strong><\/td>\n<td>$125<\/td>\n<td>$125<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Non-Preferred Brand<\/strong><\/td>\n<td>$250<\/td>\n<td>$250<\/td>\n<\/tr>\n<tr class=\"border_bottom\">\n<td class=\"cellColOne\"><strong>Specialty**<\/strong><\/td>\n<td>N\/A<\/td>\n<td>N\/A<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p class=\"disclaimer\">*The annual deductible for the HMO plans is embedded. An embedded deductible has a limit that one person can contribute before they meet their individual deductible. This also counts towards the family deductible, meaning the family deductible will kick in after the combination of individual deductibles adds up to the family deductible.<\/p>\n<p class=\"disclaimer\">**Call the phone number on the back of your member ID card or visit <a href=\"https:\/\/www.optum.com\/en\/pharmacy-services\/specialty-pharmacy.html\" target=\"_blank\" rel=\"noopener\">specialty.optumrx.com<\/a> to locate a designated specialty pharmacy for your medication.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1992\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1992\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Which Plan Is Right for Me? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1992\" class=\"elementor-element elementor-element-51481af e-con-full e-flex e-con e-child\" data-id=\"51481af\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ddf259 elementor-widget elementor-widget-text-editor\" data-id=\"6ddf259\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>When picking a Medical Plan for you and your family, it\u2019s not just about the premiums taken from your paycheck. You also need to think about what you\u2019ll pay for services. Each plan covers preventive screenings in full, but they differ in deductibles, copays, and coinsurance. This means you might end up paying more with one plan than another. Look for a plan that covers most of your needs with out-of-pocket costs that meet your budget.<\/p>\n<p><strong>Note:<\/strong>\u00a0All plans use the UHC\/UMR Choice Plus Network of providers.<\/p>\n<table>\n<thead>\n<tr class=\"RateTable\">\n<th class=\"THCellLFT\" width=\"25%\"><strong>Benefit<\/strong><\/th>\n<th class=\"THCellInsd\">PPO Choice Plus Low<\/th>\n<th class=\"THCellInsd\">PPO Choice Plus High<\/th>\n<th class=\"THCellInsd\">HSA Choice Plus Low<\/th>\n<th class=\"THCellInsd\">HSA Choice Plus High<\/th>\n<th class=\"THCellInsd\"><strong>HMO<\/strong><br \/>Alliance<\/th>\n<th class=\"THCellInsd\"><strong>HMO<\/strong><br \/>Harmony<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Annual deductible to satisfy<\/strong><\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Copayment for services<\/strong><\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<td>\u00a0<\/td>\n<td>\u00a0<\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Coinsurance for services<\/strong><\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<td>\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Lower cost per paycheck<\/strong><\/td>\n<td>\u00a0<\/td>\n<td>\u2713<\/td>\n<td>\u00a0<\/td>\n<td>\u2713<\/td>\n<td>\u00a0<\/td>\n<td>\u2713<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>In-network coverage<\/strong><\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Out-of-network coverage<\/strong><\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<td>\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Eligible to enroll in HSA<\/strong><\/td>\n<td>\u00a0<\/td>\n<td>\u00a0<\/td>\n<td>\u2713*<\/td>\n<td>\u2713*<\/td>\n<td>\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Must select a primary care physician<\/strong><\/td>\n<td>\u00a0<\/td>\n<td>\u00a0<\/td>\n<td>\u00a0<\/td>\n<td>\u00a0<\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<\/tr>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>UHC\/UMR Choice Plus Network<\/strong><\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<\/tr>\n<tr class=\"border_bottom\">\n<td class=\"cellColOne\"><strong>Referrals needed for specialists<\/strong><\/td>\n<td>\u00a0<\/td>\n<td>\u00a0<\/td>\n<td>\u00a0<\/td>\n<td>\u00a0<\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-size: 8pt;\"><em>*If you are a 3508 Sales Representative, you are eligible to enroll in either HSA medical plan. However, due to IRS regulations, you do not qualify to open the pre-tax Health Savings Account (HSA).<\/em><\/span><\/p>\n<h3>Deciding Factors<\/h3>\n<p>Consider how often you visit the doctor, what prescriptions you need, and your budget. Then, ask yourself these questions:<\/p>\n<ol>\n<li><strong>Premium:<\/strong>\u00a0How much will I pay out of my paycheck?\u00a0<em>Remember: With <\/em><em>the <a href=\"https:\/\/commpart.com\/renovo\/cost-discounts\/\" target=\"_blank\" rel=\"noopener\">Medical Premium Discount<\/a><\/em><em>,<\/em><em> PPO &amp; HSA Plan participants can earn a 15% (or more!*) discount on Medical Plan premiums.<\/em><\/li>\n<li><strong>Network:<\/strong>\u00a0How often do I go to the doctor and is my doctor available on this plan?<\/li>\n<li><strong>Deductible, Copays &amp; Coinsurance:<\/strong>\u00a0How much do I have to pay before insurance kicks in?<\/li>\n<li><strong>Cost Savings:<\/strong>\u00a0Does the plan come with anything to help me pay less? (Hint: Think free HSA money or Accident &amp; Hospital insurance.)<\/li>\n<\/ol>\n<p><span style=\"font-size: 8pt;\"><em>*HSA Choice Plus High Plan members can save up to 35% if they are enrolled in Employee Only coverage.<\/em><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-104a452 e-con-full e-flex e-con e-child\" data-id=\"104a452\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-2d2f511 e-con-full e-flex e-con e-child\" data-id=\"2d2f511\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-899cca4 elementor-widget elementor-widget-text-editor\" data-id=\"899cca4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Perks to Help You Save $$<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b04a8c5 e-con-full e-flex e-con e-child\" data-id=\"b04a8c5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-e61bdf4 e-con-full e-flex e-con e-child\" data-id=\"e61bdf4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-906652d elementor-widget elementor-widget-image\" data-id=\"906652d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"94\" height=\"95\" src=\"https:\/\/commpart.com\/renovo\/wp-content\/uploads\/sites\/24\/2025\/09\/67ef4b996471895dcacb631cd7fc2762.png\" class=\"attachment-full size-full wp-image-15264\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9beac16 e-con-full e-flex e-con e-child\" data-id=\"9beac16\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8995d98 elementor-widget elementor-widget-text-editor\" data-id=\"8995d98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Lower Premiums<\/h3>\n<p>See how HSA and PPO Plan participants can earn a 15% (or more*) discount with the\u00a0<a href=\"https:\/\/commpart.com\/renovo\/cost-discounts\/\" target=\"_blank\" rel=\"noopener\">Medical Premium Discount<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-efc01c5 e-con-full e-flex e-con e-child\" data-id=\"efc01c5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6920e19 e-con-full e-flex e-con e-child\" data-id=\"6920e19\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f82a58 elementor-widget elementor-widget-image\" data-id=\"3f82a58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"94\" height=\"95\" src=\"https:\/\/commpart.com\/renovo\/wp-content\/uploads\/sites\/24\/2025\/09\/b8d0f3efc365819904683aff6b68c6c9.png\" class=\"attachment-full size-full wp-image-15265\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d5fc8ed e-con-full e-flex e-con e-child\" data-id=\"d5fc8ed\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ba3a917 elementor-widget elementor-widget-text-editor\" data-id=\"ba3a917\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>FREE In-Network Preventive Care<\/h3>\n<p>Catch health issues early and prevent them from becoming chronic conditions. And it\u2019s FREE!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e6e918d e-con-full e-flex e-con e-child\" data-id=\"e6e918d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3de5d2a e-con-full e-flex e-con e-child\" data-id=\"3de5d2a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6c81cb2 elementor-widget elementor-widget-image\" data-id=\"6c81cb2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"94\" height=\"95\" src=\"https:\/\/commpart.com\/renovo\/wp-content\/uploads\/sites\/24\/2025\/09\/4a12cb38642f4e4dd49d17141d49b8a6.png\" class=\"attachment-full size-full wp-image-15266\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-552eac1 e-con-full e-flex e-con e-child\" data-id=\"552eac1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f4dc4b8 elementor-widget elementor-widget-text-editor\" data-id=\"f4dc4b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>FREE Virtual Care: First Stop Health<\/h3>\n<p>Access FREE virtual medical and mental health care through\u00a0<a href=\"https:\/\/commpart.com\/renovo\/virtual-care\/\" target=\"_blank\" rel=\"noopener\">First Stop Health<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-31130e0 e-con-full e-flex e-con e-child\" data-id=\"31130e0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-554de24 e-con-full e-flex e-con e-child\" data-id=\"554de24\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c62629 elementor-widget elementor-widget-image\" data-id=\"3c62629\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"94\" height=\"94\" src=\"https:\/\/commpart.com\/renovo\/wp-content\/uploads\/sites\/24\/2025\/09\/f9668e4c6d93a48e691362d56c26346f.png\" class=\"attachment-full size-full wp-image-15267\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0feea4e e-con-full e-flex e-con e-child\" data-id=\"0feea4e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ab17551 elementor-widget elementor-widget-text-editor\" data-id=\"ab17551\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Save with Tier 1 Providers<\/h3>\n<p>UMR members can save and get better care by choosing Tier 1 doctors for in-person visits. Find Tier 1 providers at\u00a0<a href=\"http:\/\/www.umr.com\/\" target=\"_blank\" rel=\"noopener\">umr.com<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a3e5731 e-con-full e-flex e-con e-child\" data-id=\"a3e5731\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2c44a3a e-con-full e-flex e-con e-child\" data-id=\"2c44a3a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c0ee923 elementor-widget elementor-widget-image\" data-id=\"c0ee923\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"94\" height=\"95\" src=\"https:\/\/commpart.com\/renovo\/wp-content\/uploads\/sites\/24\/2025\/09\/22c8afe7ca96c1f37d79edb145f580f1.png\" class=\"attachment-full size-full wp-image-15268\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c693336 e-con-full e-flex e-con e-child\" data-id=\"c693336\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e9c124e elementor-widget elementor-widget-text-editor\" data-id=\"e9c124e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Better Value Mail Order Prescriptions<\/h3>\n<p>Script Care partners with Prescription Mart to get your medications delivered right to your home for less than you pay at the pharmacy! Sign up at <a href=\"http:\/\/www.presmartinc.com\/\" target=\"_blank\" rel=\"noopener\">presmartinc.com<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4fb682b e-con-full e-flex e-con e-child\" data-id=\"4fb682b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-06cd88d e-con-full e-flex e-con e-child\" data-id=\"06cd88d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7636e elementor-widget elementor-widget-image\" data-id=\"ef7636e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"94\" height=\"95\" src=\"https:\/\/commpart.com\/renovo\/wp-content\/uploads\/sites\/24\/2025\/09\/543c2a86b0775aa0c6fef9c60c357fc4.png\" class=\"attachment-full size-full wp-image-15269\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e814ef e-con-full e-flex e-con e-child\" data-id=\"4e814ef\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cc2e856 elementor-widget elementor-widget-text-editor\" data-id=\"cc2e856\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Cost-Saving Rx Tool<\/h3>\n<p><a href=\"https:\/\/commpart.com\/renovo\/cost-discounts\/\" target=\"_blank\" rel=\"noopener\">Rx Savings Solutions<\/a>\u00a0is your personal money-saving sidekick. Sign up for an online account to compare prices, get alerts when you\u2019re overspending on prescriptions, and receive recommendations for changing to a less expensive prescription.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-841d0c4 e-con-full e-flex e-con e-child\" data-id=\"841d0c4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-aaebae5 e-con-full e-flex e-con e-child\" data-id=\"aaebae5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3cfcf1a elementor-widget elementor-widget-image\" data-id=\"3cfcf1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"94\" height=\"95\" src=\"https:\/\/commpart.com\/renovo\/wp-content\/uploads\/sites\/24\/2025\/09\/1f5e0c795e5e31601052c03782d0aab9.png\" class=\"attachment-full size-full wp-image-15270\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-538c594 e-con-full e-flex e-con e-child\" data-id=\"538c594\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-04d1da1 elementor-widget elementor-widget-text-editor\" data-id=\"04d1da1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Wellness Resources<\/h3>\n<p>Your Medical Plan includes wellness perks: Discounted gym memberships, at-home fitness classes, grocery delivery through <a href=\"https:\/\/commpart.com\/renovo\/one-pass-select\/\" target=\"_blank\" rel=\"noopener\">One Pass Select<\/a>, and free personal <a href=\"https:\/\/commpart.com\/renovo\/health-coaching\/\" target=\"_blank\" rel=\"noopener\">health coaching<\/a> via Quantum Health\u00a0to help you reach your wellness goals.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15a2753 elementor-widget elementor-widget-text-editor\" data-id=\"15a2753\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"disclaimer\">*HSA Choice Plus High Plan members can save up to 35% if they are enrolled in Employee Only coverage.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-76a60131 e-con-full e-flex e-con e-child\" data-id=\"76a60131\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a39b0e9 e-con-full e-flex e-con e-child\" data-id=\"a39b0e9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b27d638 elementor-widget elementor-widget-text-editor\" data-id=\"b27d638\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"sidebar\">Tools of the Trade<\/h2>\n<p>Find real people, ready to help.<\/p>\n<h3 class=\"sidebar\">Quantum Health<\/h3>\n<p><strong>866-920-1980<\/strong><br \/>(Weekdays, 8:30 a.m. \u2013 10:00 p.m. ET)<br \/><a href=\"https:\/\/renovohealthhub.com\/#\/login\" target=\"_blank\" rel=\"noopener\">renovohealthhub.com<\/a><\/p>\n<p>Scan the QR code to download the Quantum Health app.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06189c2 elementor-widget elementor-widget-image\" data-id=\"06189c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"517\" src=\"https:\/\/commpart.com\/renovo\/wp-content\/uploads\/sites\/24\/2025\/09\/quantum-health-app-QR.jpg\" class=\"attachment-full size-full wp-image-14907\" alt=\"\" srcset=\"https:\/\/commpart.com\/renovo\/wp-content\/uploads\/sites\/24\/2025\/09\/quantum-health-app-QR.jpg 500w, https:\/\/commpart.com\/renovo\/wp-content\/uploads\/sites\/24\/2025\/09\/quantum-health-app-QR-290x300.jpg 290w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cdea1ef elementor-widget elementor-widget-text-editor\" data-id=\"cdea1ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"sidebar\">Script Care<\/h3>\n<p><a href=\"https:\/\/url.avanan.click\/v2\/r01\/___https:\/scriptcare.com\/index.cfm?fuseaction=app.newhome___.YXAzOnJlbm92b2hvbWVwYXJ0bmVyczphOm86NWRlNDBiN2Y2ZTM5ZGUyM2ZkMzNjNmNhNjJlY2NmZTc6NzplNWQ1OjAxNjczYWI4YmJjNWRmM2EyMWI4NjQzODViM2VjYTQ3MzBkYzI4OWIwMmE2NWQ4M2RmMjFhYjY1YzY3N2M5ZTE6cDpGOkY\" target=\"_blank\" rel=\"noopener\">scriptcare.com<\/a><br \/>\n<strong>800-880-9988<\/strong><\/p>\n<h3 class=\"sidebar\">Rx Savings Solutions<\/h3>\n<p><a href=\"https:\/\/url.avanan.click\/v2\/r01\/___http:\/www.myrxss.com\/___.YXAzOnJlbm92b2hvbWVwYXJ0bmVyczphOm86NWRlNDBiN2Y2ZTM5ZGUyM2ZkMzNjNmNhNjJlY2NmZTc6Nzo5ZTk5OjI4NjE5ZDA1YzNiMjk0MTM2OGM0OGU2MGIzMGQwOTM5OWMxZjZhMzQxMjM1Y2NhMDFmYTA1Y2MwNTUzOWFhOTg6cDpGOkY\" target=\"_blank\" rel=\"noopener\">myrxss.com<\/a><br \/>\n<strong>800-268-4476<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3871bf2 elementor-widget elementor-widget-n-accordion\" data-id=\"3871bf2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5910\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5910\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Documents <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5910\" class=\"elementor-element elementor-element-3d4fb93 e-con-full e-flex e-con e-child\" data-id=\"3d4fb93\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e693cfc elementor-widget elementor-widget-text-editor\" data-id=\"e693cfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"lnks\"><p>Please activate your license first<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Medical Compare Your Medical Plans We\u2019re excited to offer Medical plans that provide you and your family with the care you need at a price that fits your budget. You have the option of selecting from a Health Savings Account (HSA) Plan, a Preferred Provider Organization (PPO) Plan, or a Health Maintenance Organization (HMO) Plan. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-11370","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Medical - Benefits Powered by Renovo Home Partners<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/commpart.com\/renovo\/medical\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Medical - Benefits Powered by Renovo Home Partners\" \/>\n<meta property=\"og:description\" content=\"Medical Compare Your Medical Plans We\u2019re excited to offer Medical plans that provide you and your family with the care you need at a price that fits your budget. 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